Von solchen Bewertungen können andere hiesige Direktbanken nur Bitte: „If you're interested in leaving a review about N26, it'll only take a. Ich habe vor 1 Jahr ein Konto bei der N26 eröffnet, nachdem ein Freund mir diese Bank u. a. wegen der „Freunde werben Freunde“-Prämie empfohlen hatte. Join N26 to get a free bank account within minutes—all you need is your smartphone. You'll receive a free contactless Mastercard Debit, as well as features.
Nur Gemecker, aber 4 Sterne: Wie N26 sein Online-Image steuertJoin N26 to get a free bank account within minutes—all you need is your smartphone. You'll receive a free contactless Mastercard Debit, as well as features. vielen Dank für deine Bewertung. Wir können dir versichern, dass wir uns als lizensierte Bank in Deutschland an die uns vorgegebenen Bankvorschriften halten. Do you agree with N26's 4-star rating? Check out what I even referred some friends and family to open an account because the bank worked very well.
N26 Bank Review Table of contents Video💳 N26 test: 2-Year Review of the Free Online Bank Account (+Security Tips) I have given up and cancelled my account which was also not that easy to do. Up to 3 working days. Nach einem Jahr Nutzung und Top-Umsätzen sollte ich mich neu identifizieren, warum auch immer. Ich X Tipp deutscher Staatsbürger mit Wohnsitz in Spanien. It provides access to the account overview via the N26 mobile and web app. Following Empire Spiel a list of the basic information:. If the account has not been balanced in the requested timeframe, it is possible that the account will Eurojackpot 24.4.20 terminated. How does the app look?
What a tremendous dissapointment Wonderful e-banking. Tried investing in crypto currency? I suggest you try www. This bank is a joke I had an account with them for around two years I had a metal card which I paid Try to ask explanations to support email and never answered.
This is the most terrible customer service that I have ever experienced Rudy, james, lorraine, dondre, and the list goes on these are supposedly supervisors and managers that have no idea what they're doing horrible customer service skills and all of the agents that I spoke to seem to be following the same exact steps.
Never trust this Bank. I ordered a card November 18th today is December the 4th and I still have never received it I had such a hard time even getting through to somebody and then I still had to order a card and I'm waiting to cancel my account repeat do not trust this Bank!
I have a missing refund. I contacted them twice, the staff are quite rude. They didn't know how to even say sorry. They asked me to contacted the merchant to give a proof that the money has been transferred and asked me to wait for 14 days.
I did contact the merchant and give them the proof after waiting for more than 14 days. They finally admitted that there were a problem with there platform, and said that the money will come soon.
Still 3 days pass, nothing. If you read my message, please give me a direct contact to your manager.
I recently contacted n26 to ask a follow up question in regards to a chargeback request. Overall the customer service agent was quite rude for no reason in particular.
The experience left me with a bad feeling and negative outlook for the company. Customer service has never been a strong point with German companies, but I hoped N26 would do better.
I'm moving to Germany from Nigeria and already have my Visa. A friend recommends N26 and says I can sort everything out online. Everything goes well till it's time to verify my identity via a video call.
My friend tells me she used her Nigerian passport and work visa for verification so I believe all will be well till I get on a call with some verification expert dude.
He does not make it clear that all his questions should be responded to with just yes or no before he starts asking, then he rudely speaks over me when I start responding to one of his questions.
Has this attitude like I'm bugging him through the entire conversation. When I show him my passport data page as he asks, He goes that my kind of passport is not accepted for verification.
I'm confused so I flip to the other page to show him my Blue Card Visa, in case this was what he really needed to see.
He pays me no attention, keeps speaking, says something about checking their website and just rudely ends the call.
Very horrible experience for me. After that, you need to confirm your email and opt for one of the three plans that N26 provides.
The third step is to get your account verified. You need to upload a selfie and a photo ID which is done within the app itself and takes 30 seconds.
Onec you are done with the first and second step, you need to pair your smartphone to the N26 bank account you created. It is important to make sure that the phone number you entered in the initial step is correct as you will be receiving a 4 digit verification code.
You can change the number later but if it was entered incorrectly, you will be stuck on this step. Once your mobile number is verified, just wait for your MasterCard to arrive.
Since N26 is a regulated bank, you can expect some important safeguards. N26 uses a variety of operational and technical measures to give you extra control and safety.
Some of the safety measures include:. The N26 mobile bank app offers you complete control of your account which allows to set and change daily limits, reset PIN, and enable or disable foreign or online payments.
You can also get your card customized as per your requirements. The app provides a fingerprint login and FaceID options so that you can login by using your fingerprint instead of typing the password every time as an added security feature.
Also, you get instantly notified of all the actions you perform on your N26 account. So, you can be assured that your account is fully secure and your transactions are safe.
I think this problem is due to them not correctly setting their account security to work outside their area. The N26 bank is one of those handful banking platforms that offers consumers some of the most widely used baking services for rock bottom prices.
And since it operates with a full German baking license, it is ahead of many of the other platforms in terms of deposit safety.
The company was not formed to fleece it customers with loads of fees which is how other banks make profit.
Simple Germany helps expats start their new life in Germany. We scout for highly-rated, modern, and simple German services so expats can make an informed decision.
We want our readers to feel at home, safe, and educated about life in Germany and not feel put off by bureaucracy. Disclaimer : Simple Germany refers to helpful services and does not provide a complete market overview.
The information provided on this blog is based on our own experience and in-depth research. We are not certified brokers or consultants.
By Jen - November 27, Share This Post. Share on facebook. Share on linkedin. Share on email. Share on pinterest. Share on whatsapp.
Open N26 account. Table of Contents. Source: N Jen is originally from Guatemala and moved to Germany in to start a new job without any knowledge of German or life in Germany.
Kindergeld in Germany [Everything you need to know]. An Introduction to the German School System in N26 is a digital-only current account, with a modern banking app that shows spending insights and gives you control your finances.
It has more than 3 million customers and has recently launched in the US, too. N26 offers a free basic current account, plus two premium options that are now also available in the UK.
Read our reviews of N26 You and N26 Metal to find out more about them. The three of them all operate on the same app, whose features include:.
See your spending in real-time, and get notifications for transactions. Even contactless payments show up instantly.
See where all your money goes. Breaking it down into categories like groceries or transport might help you budget. N26's 'Spaces' feature lets you squirrel money away in sub-accounts.
Away from your spending pot. Your N26 Mastercard is accepted in over countries. So make payments and withdraw money wherever you are. However, while cash withdrawals in pounds are free of charge, for ATM withdrawals in other currencies, N26 makes a surcharge of 1.
Also, be aware that at the moment N26 does not support international money transfers. You can only send and receive money from other UK accounts.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Learn how we maintain accuracy on our site. N26 also offers a Bug Bounty programme. This means cash rewards to encourage security researchers to track down bugs or vulnerabilities.
The app itself has a three-tier security procedure protecting your account and transactions. Your account can only be paired to one smartphone at a time, you must log in to your account using your password or fingerprint, and you must verify all online and offline transactions with your PIN.
If compared to traditional banks, N26 is really competitive, especially for travelling abroad. For most of Europe not inc.
The account also enables person spending by using the Mastercard for business spending and the Maestro card for personal use. If you still want a similar service for business and you are a resident of the UK Revolut or TransferWise Borderless are services that could work for your needs.
Until recently traditional domestic banks were your only option. When it came to getting cash out overseas ATMs , paying for things in different currencies and especially being paid in different currencies — basically wether you knew it or not — you were getting hammered with fees.
While some fees like overseas ATMs are pretty clear but still frustrating many fees go unnoticed but can amount to significant costs — like the exchange rates you are given.
But now you have options and N26 is a leader. The free card however charges you 1. Another way N26 works really well is their use of TransferWise for money transfers.
Clearly, N26 is going to be a good fit for the younger generation whose smartphones constitute an integral part of their daily lives.
N26 will likely be less appealing to the older generations who are still digesting the idea of paperless billing.
Nonetheless, there will be cross-over, since many Gen Xers and Baby Boomers have fully embraced aspects of new technology.
There are two basic ways to use a mobile banking structure like N26, and these ways help to define the ideal customer candidate.
If there is neither a need nor the existence of a mortgage or other major debts, an N26 account presents practical features with near-zero risk.
The fees that N26 charges are almost non-existent for people who plan to use the bank exclusively in the UK. Even when cash is withdrawn abroad, N26 only charges 1.
The lack of fees and predatory practices is a serious perk, and the built-in statistics of the app makes financial planning much easier.
If there is a need to track personal spending, or if there is exasperation with all of the fees associated with accounts at the big banks, N26 is a strong business alternative.
N26 is fully integrated with the UK financial system, so creating an automatic monthly payment from a main bank account to an N26 account would be incredibly easy.
In addition to removing any chance of fees on domestic UK activity, this option also insulates the main bank account from identity theft.
N26 designed their platform to be a perfect fit for online transactions, which can be subject to risk of fraud.
Since N26 relies on the latest consumer technology to cut costs, it is perfect for people who live with a smartphone attached to their bodies.
Although N26 offers a suite of commonly used features, it lacks the array of financial services that major banking interests would have at their disposal.
The same is true for businesses that require a bank which tenders a wide range of esoteric financial services.
Although in the European market, N26 has launched its business plan, targeting freelance workers and the self-employed. While this certainly reflects the increase in the global gig economy, it does not provide the institutional support that larger established businesses might demand.
Freelance and self-employed individuals have much lower costs and simpler financial systems that can be sustained by N Despite the introduction of the new business plan, the question of whether N26 is better for personal or business banking remains.
Due to the fact that N26 is aimed almost exclusively at consumers, both established and start-up businesses may have to wait for a new or expanded digital platform that addresses their particular needs.